How to Get a Loan from Easypaisa App?

Here is the Step by step-by-step guide on How to Get a Loan from the Easypaisa App. read the above complete guide.

Getting a loan from the Easypaisa app is easy. Just follow these steps:

Step 1: Install and open the Easypaisa app on your Android or iPhone.

Step 2: From the home menu, go to ‘Easycash Loan.’

Step 3: Select your marital status, occupation, and provide your husband or father’s name.

Step 4: Click on the ‘Apply for EasyCash’ button.

Step 5: On the next screen, specify the desired EasyCash loan amount and click ‘Next.’

Step 6: Review the EasyCash details and select ‘Get EasyCash.’

That’s it! The Easypaisa loan amount will be credited to your account instantly.

This guide provides a simple way to access loans through the Easypaisa app.

Other network users or Code Dialing (*786#) Method

You can easily access the Easy Cash service using the code dialing method if you’re on Zong, Jazz, or Ufone. Here’s how it works:

Step 1: Access the Loan Main Menu, where you’ll find these options:

a. Get Easy Cash Loan

b. Repay a loan

Step 2: To get a loan, dial “1” and provide your EasyPaisa account PIN.

Step 3: Choose the loan amount and specify when to repay it.

Step 4: Confirm your acceptance of the Terms and Conditions by entering your PIN. Your loan application will then be submitted.

Step 5: Your application is complete. You will receive an SMS notification once your loan has been disbursed into your account.

How to Apply and Repayment Details

Easypaisa offers loans to users with Zong, Jazz, and Ufone SIM cards through its mobile app. Loan eligibility is determined by account age, usage, and recent transactions within the past 90 days.

Loan Amount:

Users can borrow between Rs. 850 and Rs. 10,000.

Loan Duration:

Easypaisa provides three loan term options:

1. 7 Days Loan
2. 14 Days Loan
3. 30 Days Loan

Interest Rates:

The interest rate for Easypaisa loans varies based on the selected loan term. For a 7-day loan, the interest rate is 10% to 25%, while for a 14-day loan, it ranges from 12% to 35%. In case of late repayment, Easypaisa imposes an additional 5% penalty on the remaining amount.

To apply for an Easypaisa loan, use the Easypaisa app on your Zong, Jazz, or Ufone SIM and follow the instructions.

Eligibility for EasyPaisa Loans

1. EasyPaisa loans are available to both Telenor network customers, whether they have prepaid or postpaid SIM cards.
2. Applicants must be between the ages of 18 and 65 to qualify for this loan.”

Terms and Conditions

1. Eligibility: To apply for an EasyCash loan, you must be 18 years or older.
2. Account History: Loan availability is subject to your Easypaisa account history.
3. Timely Repayment: You are required to repay the loan on time.
4. Automatic Deductions: The loan amount and service fee will be automatically deducted from your account after the due date.
5. No Weekly Fees: No weekly fee will be applied to the outstanding EasyCash loan amount after the due date.
6. Loan Approval: The Bank can approve or decline your loan application.
7. Confirmation SMS: Upon loan approval, the Bank will send you an SMS for confirmation.
8. Changes in Terms: These terms and conditions may change periodically.
9. Liability: The Bank shall not be held liable for any loss or damage incurred by you.
10. Lost or Stolen SIM: In case of a lost or stolen SIM card, please inform the Bank via its official helpline number.

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